I’m going to keep saying this… $SOFI is a good company with great leadership BUT like gravity, it will be held back based on its fundamentals. It can have brief periods of short term overvaluation but those periods will correct and the stock will be range bond. The ranges will rise over time but this isn’t a tech company with a business model that can growth triple digits on a hit product. It’s a services business with credit risk. 2026 15-20 2027 18-25 2028 22-30 2029 25-35 2030 30-40 These are the ranges I think the company will say within. Unless they end up with a brand new vertical that generates significant earnings growth expect the stock and company to remain range bound.
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