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$RKT

BULLISH2026-02-01
Price around the call
↑ 2026-02-01
By horizon✗ miss-9.9%
1d
✓ +9.3%
5d
✓ +4.7%
21d
✗ -9.9%
Original post
Fred Liu · 2026-02-01

Going thru PennyMac earnings... why is this not bullish for Rocket Mortgage $RKT? $PFSI is down on accelerated prepayments, and lacking the capacity to recapture them. Meanwhile $RKT's been embracing AI / tech to grow capacity per loan officer, and not needing additional headcount in the next cycle. $RKT also has 80% recapture rate, so their own MSR business should be protected. What are the odds these refinancing's flowed to $RKT, and they meaningfully grew market share this quarter? Am I missing something?

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